Trade forex with your Qi Card
Almost every salaried Iraqi has a Qi Card. TNFX lets you use it to fund your trading account and to take your profit back out — without a single international bank form.
Your salary card is a trading account away
The Qi Card is where most Iraqi salaries, pensions and social payments land. It is the account people actually use — so it is the account a broker in Iraq should accept.
At TNFX you can move money from your Qi Card into your trading account and trade gold, forex, indices or crypto. Taking profit out is a separate choice, covered below.
- No SWIFT, no correspondent bank — nothing to be rejected
- Local support — our desk answers in Arabic and Kurdish
- Instant crediting — the balance is tradeable straight away
Paying in with Q-Card, taking profit out another way
Q-Card is one of the best deposit routes in Iraq — instant, local, no bank form. What it cannot do is pay you back. The Q-Card route accepts deposits only.
Direct Qi Card, which does work in both directions, is now limited to clients who had already used it. If you are opening an account today, treat Q-Card as a way in and choose your way out separately.
That is a smaller inconvenience than it sounds, as long as you know before you fund rather than after. Withdrawals go through Ovadot, Ptop, USDT, local bank transfer, FastPay or Payeer, minimum $50.
Q-Card is a way in. Choose your way out before you fund, not after.
How to fund with Qi Card
Two minutes with your phone and email — free.
Upload your ID. Verification is required before your first withdrawal, so do it early and it never slows you down.
Choose the Qi Card / local payment option, enter your amount, and follow the instructions on screen.
Your balance is ready — open MT4 or MT5 and take your first position.
Which account should you open?
Every account is swap-free by default — no overnight interest charged or earned, in line with Islamic finance.
| Account | Minimum | Spreads from | Best for |
|---|---|---|---|
| Cent | $100 | 1.0 pip | Learning with small size |
| Standard | $100 | 1.0 pip | Most traders |
| Zero | $500 | 0.0 pips + commission | Scalpers and gold traders |
| VIP | $100,000 | Tightest all-in | Large accounts |
Why Q-Card might not appear in your portal
If Q-Card is not among your options, it is almost always one of three things. Check them in this order:
- You have deposited through Ovadot. The standalone Q-Card and Zain Cash options are hidden from Ovadot clients, who use the Ovadot-routed versions instead. This is the commonest reason by a distance.
- You registered on or after 9 August 2026. New accounts do not get standalone Q-Card, Zain Cash or FastPay at all.
- Your registered country is not Iraq. These rails are Iraq-only, by design.
Common questions
Does TNFX accept Qi Card?
Yes — Q-Card is one of the local deposit methods available to Iraqi clients, alongside Ovadot, Ptop, USDT, local bank transfer and FastPay. International bank wire is not available in Iraq.
Can I withdraw back to my Qi Card?
Only if you are an existing Qi Card client — direct Qi Card works both ways for those accounts. The Q-Card route open to new clients is deposit-only, and withdrawals are paid through Ovadot, USDT or a local bank transfer instead.
Do I need to verify my identity?
Yes, once. Upload your ID in the Traders Room — it is required before your first withdrawal and takes minutes to approve.
Can I trade gold with a small deposit?
Yes. Start with $100, and use the Cent account if you want very small position sizes while learning.